The #1 pricing and underwriting platform for commercial P&C insurance

Traditional workbenches organize tasks hx powers underwriting performance

Strengthen decisions from triage to risk selection, pricing, and portfolio optimization with the most proven AI-native platform for commercial P&C.

Connect your data, encode your logic, and keep the full underwriting context all in one place, so your edge keeps sharpening over time.

Enterprise Security

SOC2 Type 2 and ISO 27001:2022 certified, with rigorous controls to protect sensitive underwriting data and help you meet enterprise compliance requirements.

Full audit trails & governance

Every decision, rule change, and model update is captured end-to-end - giving you transparency, accountability, and a clear path for regulatory review.

Open, portable, yours

Structured access to all data, configuration, and code, available anytime for full transparency, portability, and operational continuity.

Leading insurers prefer hx

75%

drop in model build time

  • Aviva fast tracks model deployment with hx
  • Built 20 different pricing models in just 9-months
  • New policy creation cut to 5-10 minutes from 1hr

Solutions tailored for every role

Win better risks in half the time

Manual underwriting keeps you buried in submission details when you should be focused on strategic risks, broker relationships, and portfolio optimization.

hx automates the mundane work and accelerates decisioning so you can quote faster, price smarter, and compete from a position of strength.

"By partnering with hx, we're making intelligent underwriting a reality for our Global Corporate & Specialty business"

Karen Dayal

Chief Underwriting Officer, Aviva

Featured resources

  • Augmented underwriting: Apollo's AI-human partnership Underwriting
  • Where AI is actually working in underwriting (and where it's still theatre) Underwriting
  • Top 10 prompts to try with hx's Actuarial Agent AI

Accelerate your journey from submission to decision