## 2025 State of Pricing Report

Uncover the key trends, challenges and opportunities for pricing and underwriting in specialty and commercial insurance. From investment priorities and tech transformation, to collaboration, future skills and AI adoption.

[Read more](/content/resources/2025-state-of-pricing-report/index.html)

## More resources

-   
  **AI Maturity in Global S&C Insurance**  
  Report  
  Download now](/content/resources/ai-maturity-in-global-s-c-insurance/index.html)

-   
  **2024 State of Pricing Report: US Edition**  
  Report  
  Download now](/content/resources/2024-state-of-pricing-report-us-edition/index.html)

-   
  **2024 State of Pricing Report: Underwriter Edition**  
  Report  
  Download now](/content/resources/2024-state-of-pricing-report-underwriter-edition/index.html)

-   
  **State of Pricing 2024: Mind The Gap**  
  Report  
  Download now](/content/resources/state-of-pricing-2024-mind-the-gap/index.html)

-   
  **The Pricing Actuary's Perspective: Trends, technology, and tomorrow's skills**  
  Report  
  Download now](/content/resources/the-pricing-actuary-s-perspective-trends-technology-and-tomorrow-s-skills/index.html)

-   
  **To build or buy? A decision framework for insurance pricing transformation**  
  Whitepaper  
  Read now](/content/assets/FryeKVXTbOrjZn1vGlrpCXV1eCQ.pdf)

-   
  **Digital fluency and future-focused skills: Building tomorrow’s insurance industry**  
  Podcast  
  Listen now](/content/blog/tec-talks-ep-8-digital-fluency-and-future-focused-skills-building-tomorrows-insurance-industry/index.html)

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  **Insuring the intangible: Protecting IP and emerging tech**  
  Podcast  
  Listen now](/content/blog/tec-talks-ep-7-insuring-the-intangible-protecting-ip-and-emerging-tech/index.html)

-   
  **The Vision and Road to Underwriting 3.0**  
  Report  
  Download now](/content/resources/the-vision-and-road-to-underwriting-3-0/index.html)

-   
  **Transforming mindsets and cultivating change in Insurance**  
  Podcast  
  Listen now](/content/blog/tec-talks-ep-6-transforming-mindsets-and-cultivating-diversity-in-insurance/index.html)

-   
  **The State of US Commercial P&C Pricing 2023**  
  Report  
  Download now](/content/resources/the-state-of-us-commercial-p-c-pricing-2023/index.html)

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  **The future of Specialty pricing: Data-driven strategies & innovation**  
  Podcast  
  Listen now](/content/blog/the-future-of-speciality-pricing/index.html)

-   
  **Harnessing AI and emerging tech in insurance**  
  Podcast  
  Listen now](/content/blog/harnessing-ai-and-emerging-tech-in-insurance-a-conversation-with-sabine-vanderlinden/index.html)

-   
  **Aviation and insurance: Sustainability, safety, and automation**  
  Podcast  
  Listen now](/content/blog/tec-talks-ep-3-the-highs-and-lows-of-aviation/index.html)

-   
  **Transforming insurance: The future of pricing and underwriting**  
  Podcast  
  Listen now](/content/blog/tec-talks-episode-2-underwriting-for-tomorrow-with-james-anderson/index.html)

-   
  **The State of Specialty and Commercial Pricing 2023**  
  Report  
  Download now](/content/resources/the-state-of-specialty-and-commercial-pricing-2023/index.html)

-   
  **Attracting, retaining, and motivating talent in the insurance industry**  
  Podcast  
  Listen now](/content/blog/tec-talks-episode-1-the-talent-time-bomb-with-claire-mcdonald/index.html)

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**How data and analytics are transforming specialty pricing**  
 Whitepaper  
 Read now

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**Unlocking digital transformation in insurance through pricing**  
 Whitepaper  
 Read now

-   
  **The complete guide to pricing decision intelligence**  
  Blog  
  Read now](/content/blog/pricing-decision-intelligence/index.html)

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**Lloyd's Pricing Maturity Matrix**  
 Whitepaper  
 Read now